{"version":"https://jsonfeed.org/version/1","title":"Mortelligence.com.au","home_page_url":"https://mortelligence.com.au","description":"Mortelligence.com.au","author":{"name":"Mortelligence.com.au"},"items":[{"id":"a-few-helpful-tips-when-making-an-offer-prior-to-auction","html_content":"

Step 1:

","url":"https://mortelligence.com.au/about-1/f/a-few-helpful-tips-when-making-an-offer-prior-to-auction","title":"A few helpful tips when making an offer prior to auction","date_modified":"2026-03-11T03:57:49Z"},{"id":"recent-first-home-buyer-reddit","html_content":"

Since our inception, we have had quite a large number of people who reach out to us after finding us on Reddit.

","url":"https://mortelligence.com.au/about-1/f/recent-first-home-buyer-reddit","title":"Recent First Home Buyer Reddit","date_modified":"2026-03-03T12:55:21Z"},{"id":"how-lawyers-can-waive-lmi-on-home-loans","html_content":"

Are you a legal professional dreaming of owning your own home, but daunted by the prospect of Lenders Mortgage Insurance (LMI)? You're not alone. LMI can add a significant cost to your home loan, especially if you have a...

","url":"https://mortelligence.com.au/about-1/f/how-lawyers-can-waive-lmi-on-home-loans","title":"How Lawyers Can Waive LMI on Home Loans","date_modified":"2026-01-07T02:23:03Z"},{"id":"how-much-deposit-do-i-need","html_content":"

In Australia, the typical deposit required to buy a house varies depending on the type of loan and lender requirements:

","url":"https://mortelligence.com.au/about-1/f/how-much-deposit-do-i-need","title":"Deposit needed to purchase a house? Minimum deposit for home loan","date_modified":"2025-05-01T01:58:59Z"},{"id":"how-to-use-equity-to-buy-an-investment-property","html_content":"

1. Calculate Your Usable Equity

","url":"https://mortelligence.com.au/about-1/f/how-to-use-equity-to-buy-an-investment-property","title":"How to use home equity to buy an investment property","date_modified":"2025-05-01T01:52:29Z"},{"id":"what-is-debt-recycling","html_content":"

Debt recycling in Australia is a financial strategy that involves converting non-deductible debt, such as a home loan, into tax-deductible investment debt over time. The goal is to simultaneously reduce personal debt and...

","url":"https://mortelligence.com.au/about-1/f/what-is-debt-recycling","title":"What is debt recycling? Debt Recycling Explained.","date_modified":"2025-05-01T01:50:59Z"},{"id":"how-can-a-specialised-doctor-get-a-home-loan-and-pay-no-lmi-costs","html_content":"

How can a Doctor get a home loan and pay no LMI costs? Even without a 20% deposit?

","url":"https://mortelligence.com.au/about-1/f/how-can-a-specialised-doctor-get-a-home-loan-and-pay-no-lmi-costs","title":"How can a Specialised Doctor get a home loan and pay no LMI costs","date_modified":"2025-01-27T08:00:12Z"},{"id":"cashback-loans","html_content":"

On the recommendation of a friend a first home buyer approached us for help with getting her first home loan. She wanted to know what loan options would be best for her.

","url":"https://mortelligence.com.au/about-1/f/cashback-loans","title":"Cashback loans","date_modified":"2024-06-28T02:24:41Z"},{"id":"0-lmi-for-first-home-buyers","html_content":"

After hearing about Mortgage Broker Travis Tombs from recommendation from a friend, customers booked an appointment online for a conversation.

","url":"https://mortelligence.com.au/about-1/f/0-lmi-for-first-home-buyers","title":"$0 LMI for First Home Buyers","date_modified":"2024-06-28T02:04:50Z"},{"id":"maximum-borrowing-capacity","html_content":"

After approaching a big 4 bank directly for help to purchase their first property, it was found that due to the banks particular credit policies they weren't able to reach the loan size that was needed by the customer.

","url":"https://mortelligence.com.au/about-1/f/maximum-borrowing-capacity","title":"Maximum borrowing capacity","date_modified":"2024-06-28T01:58:10Z"},{"id":"0-lmi-for-doctors","html_content":"

After hearing about Mortelligence.com.au online, a local Doctor in Melbourne approached us with the goal of purchasing a property in Melbourne.

","url":"https://mortelligence.com.au/about-1/f/0-lmi-for-doctors","title":"$0 LMI for Doctors (and other occupations!)","date_modified":"2024-06-28T01:12:32Z"}]}