Please reach us at travis@mortelligence.com.au if you cannot find an answer to your question.
50+ banks at our fingertips, including major banks, second & third tier lenders, all with different qualifying criteria, we operate independently from the banks and can help you work out which banks you qualify for.
Identification and evidence of income will be requested throughout the process, have a chat with us and we can let you know what documents will be needed based off your circumstances.
Mortelligence.com.au is a full start to-end Mortgage Broking business operating independently from the banks, with 10+ years experience we can assess your circumstances, advise & guide you throughout the process of obtaining a home loan and other finance products.
By approaching the bank you have always used, you are limiting your options, you may not fit their lending criteria. There may be a home loan lender better suited to your needs and objectives and we can help you get approved for it.
Normally, when you borrow more than 80% of the value of a property, you get charged LMI, Lenders Mortgage Insurance, is a very costly insurance that protects the lender, not you. Unfortunately you, the borrower, has to pay for it. Unless we can find a solution for you where you don't, of course.
Yes, we certainly do. We have many clients who helped get home loans for both investment and SMSF properties.
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