Please reach us at team@mortelligence.com.au if you cannot find an answer to your question.
There are 22,000 Mortgage Brokers in Australia, how to choose the right one?
Here's our (of course unbiased) suggestions:
Do we help First Home Buyers in Melbourne? Absolutely. In fact it's our specialty, our HQ is based in Melbourne, and we have a proven track record of helping First Home Buyers get approved for Home Loans & the Australian Government 5% Deposit Scheme.
50+ banks at our fingertips, including major banks, second & third tier lenders, all with different qualifying criteria, we operate independently from the banks and can help you work out which banks you qualify for.
Identification and evidence of income will be requested throughout the process, have a chat with us and we can let you know what documents will be needed based off your circumstances.
While it would not be a humble approach to claim we are the best, we do have the experience and a proven track record of helping First Home Buyers in Melbourne and Australia as their dedicated Mortgage Broker.
Mortelligence.com.au is a full start to-end Mortgage Broking business operating independently from the banks, with 10+ years experience we can assess your circumstances, advise & guide you throughout the process of obtaining a home loan and other finance products.
By approaching the bank you have always used, you are limiting your options, you may not fit their lending criteria. There may be a home loan lender better suited to your needs and objectives and we can help you get approved for it.
Normally, when you borrow more than 80% of the value of a property, you get charged LMI, Lenders Mortgage Insurance, is a very costly insurance that protects the lender, not you. Unfortunately you, the borrower, has to pay for it. Unless we can find a solution for you where you don't, of course.
Yes, we certainly do. We have many clients who helped get home loans for both investment and SMSF properties.